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Mortgage, PITIA & DTI
FinancingLoan
Monthly costs (the rest of PITIA)
Qualifying
Total PITIA$2,130/mo
- P&I $1,730
- Taxes $290
- Insurance $110
- HOA $0
Front-end DTI
25.1%
PITIA ÷ income · target ≤ 28%
Back-end DTI
33.9%
+ debts · target ≤ 43%
Cap rate
ReturnsCap rate6.0%
Cash-on-cash
ReturnsCash-on-cash6.9%
DSCR
FinancingDSCR1.29
Calculator guides
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